In addition to the Texas minimum legal requirements, you can also
purchase higher limits of liability and other additional coverages.
Medical bills from accidents can become extremely expensive, especially
if the injuries are severe or cause long-term health problems. If you
only carry the Texas state minimum limits of liability and you cause an
accident with damages that exceed the limits of your policy, the other
party has the right to sue you to try to collect any remaining damages.
So, it makes sense to purchase more liability coverage if you can
Different companies offer different levels of coverage, but some
common levels of insurance coverage include: